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Business Idioms

“Cash and Carry” Meaning, Origin and Examples

The saying cash and carry can be used regularly during English conversation, but what is the meaning of this phrase? In this article, we are going to take a look at the meaning behind the phrase as well as finding out where it first came from. We are also going to view some examples of the term being used in a conversation to better understand its function.

“Cash and Carry” Meaning, Origin and Usage

Key Takeaways

  • The term “cash and carry” is often used to describe a type of wholesale store or market where customers must pay upfront and transport their purchases themselves. It emphasizes a straightforward transaction without credit or delivery services.
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“Cash and Carry” Meaning

The phrase “cash and carry” refers to a type of retail transaction where customers pay for goods in cash at the time of purchase and are responsible for transporting the items themselves. This model is often used by wholesalers or discount stores, where the emphasis is on low prices and immediate payment.

Examples:

  • “The local grocery store operates on a cash and carry basis, so make sure to bring cash if you plan to shop there.”
  • “Many wholesalers use a cash and carry model to keep prices low and transactions simple.”

Origin of this Idiomatic Expression

The phrase “cash and carry” originated in the early 20th century in the United States, referring to a retail model where customers paid for goods in cash at the time of purchase and transported the items themselves.

Usage of “Cash and Carry”

“The new grocery store is a cash and carry establishment, meaning you need to pay for your items in cash before taking them home.”

“If you’re looking for bulk supplies at lower prices, check out the cash and carry warehouse downtown.”

“Because they don’t accept credit cards, you have to be prepared to pay cash at this cash and carry shop.”

“The supplier operates on a cash and carry model, which helps them minimize credit risk.”

Other Ways to Say “Cash and Carry”

You could use other words and phrases to express the meaning of the term cash and carry.

Here are some examples of what you might say in its place.

“Cash and Carry” Examples

Examples in Statements

Let’s now take a look at some examples of how the term cash and carry might work in a sentence.

The first statement is one being made by someone in a text message.

This example is one being said by a person in the workplace.

Conversation Examples

There are many different conversations in which you might hear the term cash and carry. We are now going to take a look at some examples of things you might hear.

The first conversation is one which is taking place between a father and son.

The next example is a conversation happening between two people on the street.

B1 Knowledge Check · 5 questions

“Cash and Carry” Meaning, Origin and Examples — Practice Quiz

1 / 5
Q1

Question 1: What does the phrase "cash and carry" primarily describe?

Question 1 options
"Cash and carry" refers to a retail model where customers pay in cash at the time of purchase and transport the goods themselves. It emphasizes immediate payment without credit or delivery services.
Q2

Question 2: The phrase "cash and carry" originated in the late 19th century in the United Kingdom.

Question 2 options
This is false. The phrase originated in the early 20th century in the United States, not in the late 19th century in the United Kingdom.
Q3

Question 3: Which sentence uses "cash and carry" correctly?

Question 3 options
"We bought office supplies at the cash and carry warehouse downtown" correctly uses the phrase to describe a wholesale store requiring immediate payment and self-transport. The other options incorrectly pair the term with home delivery, credit cards, or online ordering, which contradict the meaning.
Q4

Question 4: Match each related term to its correct description.

Question 4 options
Cash on delivery (COD)
No credit
Self-service
Wholesale pricing
Payment made at the time of delivery
Customers must pay upfront without borrowing
Customers serve themselves and handle transport
Lower prices for bulk purchases

Select an item on the left, then tap its match on the right.

"Cash on delivery (COD)" means payment is made when goods are delivered. "No credit" means customers must pay upfront without borrowing. "Self-service" means customers serve themselves and handle transport. "Wholesale pricing" refers to lower prices for bulk purchases.
Q5

Question 5: Complete the sentence: "The supplier operates on a cash and carry model, which helps them minimize ___ risk."

Question 5 options
The correct word is "credit." According to the article, a cash and carry model helps suppliers minimize credit risk because customers pay immediately rather than buying on credit.
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