Money Idioms

(To) nickel and dime

• Meaning: To charge small amounts of money for things that should be included in the price.
• Example: “I hate going to that restaurant because they nickel and dime you for everything. You have to pay extra for salad dressing and bread!“

A penny saved is a penny earned

• Meaning: Saving money is just as good as earning it.
• Example: “I’m trying to save money by bringing my lunch to work every day. A penny saved is a penny earned, right?“

Banner Year

• Meaning: A very successful year financially.
• Example: “Last year was a banner year for our company. We made a lot of money and expanded our business.“

Crunch the Numbers

• Meaning: To carefully analyze financial information.
• Example: “Before we make a decision, we need to crunch the numbers and make sure it’s financially feasible.“

Dime a dozen

• Meaning: Very common and easy to find.
• Example: “Those cheap sunglasses are a dime a dozen. You can find them at any gas station.“

In the Red

• Meaning: To be in debt.
• Example: “I can’t afford to go on vacation this year because I’m in the red. I need to pay off my credit card bills first.“

Nest Egg

• Meaning: Money saved for the future.
• Example: “I’m trying to build up a nest egg so I can retire comfortably.“

Pinch pennies

• Meaning: To be very careful with money and avoid spending unnecessarily.
• Example: “I’m trying to pinch pennies and save money by canceling my gym membership and working out at home.“

Pretty penny

• Meaning: A large amount of money.
• Example: “That sports car must have cost a pretty penny. It’s so expensive!“

You Can Take It to the Bank

• Meaning: Something you can count on or trust to be true.
• Example: “My boss promised me a raise, and you can take it to the bank that I’ll be asking for it!“

Application of Money Idioms

When it comes to using money idioms, they can be applied in various situations. Here are some examples of how we can use them in business communication and everyday conversation.

In Business Communication

In the world of business, money idioms can be used to convey financial information in a more engaging and memorable manner. For instance, instead of saying “We need to cut costs,” we can say “We need to tighten our belts.” This not only communicates the need to reduce expenses but also emphasizes the urgency of the situation.

Another example is using the idiom “in the black” to describe a profitable financial quarter or year. This not only indicates financial success but also gives the impression of stability and reliability to stakeholders.

In Everyday Conversation

Money idioms can also be used in everyday conversation to express financial situations or to add humor to a conversation. For instance, when someone spends a lot of money on something, we can say “they broke the bank.” This not only communicates the amount spent but also adds a playful tone to the conversation.

Another example is using the idiom “money talks” to describe the influence of money in a situation. This can be used to describe situations where financial power plays a role in decision-making.